Finance with Kunal
About KunalIndependent weekly intelligence

Finance, risk, and decisions—connected.

A Chartered Accountant and MBA bringing more than a decade of financial risk, compliance, and advisory experience to practical market and economic analysis.

Kunal Kapoor

Kunal Kapoor

Finance & Risk Professional · CA · MBA

Vancouver, BC

Hi, I'm Kunal Kapoor. I'm a Chartered Accountant with an MBA from University Canada West and an M.Com from the University of Mumbai. Over the last ten years, my day job has involved presenting strategic analyses and risk assessments to senior executives, shareholders, and regulatory authorities.

Every single morning, millions of investors and business leaders log on to their screens and face the exact same problem: a wall of financial noise. Between flashing stock tickers, conflicting macroeconomic headlines, and dense policy updates, it is incredibly easy to get overwhelmed—and remarkably hard to find actual clarity. So, I decided to build a solution.

I built this platform as a personal initiative born from that professional foundation. My goal is simply to cut through the market chatter and extract the data-driven stories that actually matter. Through weekly insights on global equity markets, macroeconomic developments, and policy trends, I want to help you navigate an increasingly complex financial world with total confidence.

Whether you are a seasoned investor, a business leader, or just someone trying to make sense of where the global economy is heading, I'm glad you're here.

Finance is ultimately the study of incentives, risk, and human behavior. This platform is my attempt to connect those dots and share the insights that emerge along the way.

Career Highlights

Built a C$1.5Bn ECL Model

Designed and implemented an IFRS 9 / Basel III Expected Credit Loss model across the full C$1.5 billion asset book at a Warburg Pincus–backed lender.

Co-Advised a C$10M PE Acquisition

Part of the IndusInd Bank team that advised a global private equity firm on the C$10 million acquisition of an India-based home-décor company — from pitch books to due diligence.

Valued & Managed Hospitality Assets

Led DCF, EV/EBITDA, and replacement-cost valuations, due diligence, and asset management for operational hotels — including a study supporting debt restructuring of a 5-star property.

Stress-Tested Capital Under Basel III

Ran semi-annual ICAAP and credit-risk stress testing to gauge the impact of adverse macroeconomic scenarios on the firm's capital adequacy and financial health.

Built an Enterprise Risk Scorecard

Developed a framework for an enterprise-wide operational risk scorecard, with risk-mitigation and business-continuity strategies spanning every function.

Building Stablecoin Cross-Border Payments

Part of a fintech team developing a payments solution that uses stablecoins and cryptocurrency to enable fast, smooth, and secure cross-border transfers at a fraction of the cost.

Qualifications
EDUCATION

Master of Business Administration (MBA)

University Canada West

Oct 2023 – Apr 2025

Vancouver, BC

PROFESSIONAL CERTIFICATION

Chartered Accountant

Institute of Chartered Accountants of India (ICAI)

Conferred Feb 2021

Equivalent to CPA Canada

EDUCATION

Master of Commerce (M.Com)

Mumbai University

May 2017

EDUCATION

Bachelor of Commerce (B.Com)

Mumbai University

May 2015

Skills & Expertise

Finance & Risk

Financial ModellingCredit RiskECL / IFRS 9Basel III / ICAAPPortfolio RiskValuation (DCF)Financial Due DiligenceBudgeting & ForecastingFinancial ReportingIFRS / Accounting

Compliance & Regulatory

AML / KYCFINTRACSTR / LCTR FilingEnhanced Due DiligenceRBI Regulatory AuditsRisk ScorecardsInternal Controls

Data & Analytics

Advanced ExcelExcel Macros / VBAPythonSQLPower BITableauQuickBooks ProAdvisor

Domains

Institutional LendingInvestment BankingReal Estate AdvisoryFintech / PaymentsCapital MarketsMacro ResearchPublic Accounting